Credit Analyst

Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a new function in the 1st Line of Defense, to house and consistently manage credit risk activities performed across its Institutional Client Group organization. ICMs objective is to provide integrated "end-to-end" credit underwriting, identification, measurement, management, and monitoring for wholesale credit risk across the enterprise. Within ICM, the Credit Underwriting function (ICM-UW) provides analysis, greenlight, underwriting, first-line-of-defense credit approval and subsequent credit monitoring across wholesale credit businesses.

Citibank Europe Plc (CEP) is the main EU licensed banking entity for Citi in EMEA. It is headquartered in Dublin, with branches in 21 countries.

CEP Credit Risk Team manages CEP’s entire loan book, covering Citi’s clients throughout the world and partners with other Risk Management teams across the globe.

The CEP Risk Analyst Unit is responsible for the

• Preparation and submission of CEP obligors’ credit assessments

• The quality assurance and completion of the CEP obligors’ credit assessments prepared by other business units of Citigroup

Responsibilities:

• Review and complete CEP Credit Approval Memo packages

• Analyze and assess risks in the credit relationships and formulate respective recommendations for CEP Credit risk management approval

• Work closely with Credit Officers, Relationship/Product Managers and Traders / Salespeople to facilitate transaction approvals.

• Provide credit input to standardize credit-related documents and reporting for the CEP portfolio.

• Provide ad hoc project support to regional and global Risk management projects.

• Ensure CEP Credit Risk MCA and Controls are effective.

Requirements:

• Candidate should have 1-2 years of credit or related experience

• Good knowledge of credit products and specific industry characteristics (manufacturing, services, banks etc.).

• University Degree/Graduate Degree in Business, Finance or Economics or equivalent is a plus.

• English reading and speaking. Knowledge of other languages is beneficial.

• Strong analytical skills and ability to decompose transactions into the core risks. Good quantitative skills a must.

• Sound Risk and Business judgment on the full spectrum of risk issues including Operational and Franchise Risk

Benefits:

We work hard to have a positive financial and social impact on the communities we serve. In turn, we put our employees first and provide the best-in-class benefits they need to be well, live well and save well.

We’ll provide you with the resources to meet your unique needs, empower you to make healthy decisions, and allow you to choose which benefits suit you and your personal life best.

• Access to a wide variety of learning and development programs, online course libraries and upskilling platforms, such as Udemy and Degreed

• Flexible work arrangements to support colleagues’ in managing work - life balance

• Continuous career progression opportunities across geographies and business lines

• Inclusive and friendly corporate culture

• Socially active employee communities with diverse networking opportunities

• Competitive compensation package with a wide range of benefits:

  • Cafeteria Program

  • Home Office Allowance - for colleagues working in hybrid and remote work models

  • Paid Parental Leave Program - maternity leave and paternity leave

  • Private Medical Care Program and onsite medical rooms at our offices

  • Pension Plan Contribution to voluntary pension fund

  • Group Life Insurance

  • Employee Assistance Program

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

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